How Much Does Filing for Bankruptcy Cost?

There are four fees that part of each bankruptcy filing:

1) Mandatory Credit Counseling Course Fee $30-$50 (you must take this course before even filing for bankruptcy)

2) Bankruptcy Court Filing Fee $299 (Chapter 7) or $274 (Chapter 13)

3) Attorney Fees – Here is where fees differ the most according to geography and attorney – Can range from $1000-$3500 (depending on complexity and Chapter.  Chapter 7’s cost less than Chapter 13’s).  Chapter 7’s typically cost anywhere from $1000-$2000.  Chapter 13’s can cost anywhere from $2000-$3500.  However, you can also attempt to file for bankruptcy without an attorney at your own risk.

4) Mandatory Personal Finance Management Course Fee $40-$75